Did you finance through Kia or another lender?

[telluride]

Did you finance through Kia or another lender?

 

[Tom]

Did you finance through Kia or another lender?

We will finance thru Kia for a 1500.00
Discount then refinance at a lower rate.

 

[SX_Mary]

We will finance thru Kia for a 1500.00
Discount then refinance at a lower rate.

That's exactly what I will be doing after making my first car payment.

 

[Tim-in-CA]

Where are you seeing lower rates than Kia for 5yrs? Plus if you refinance afterwards, isn’t it considered a used car loan?

 

[SX_Mary]

Where are you seeing lower rates than Kia for 5yrs? Plus if you refinance afterwards, isn’t it considered a used car loan?

We did the 72 months which has similar rates as our credit union.

 

[Tom]

I use a credit union that is slightly lower. Yes it is considered used but they take into consideration that is a new refinance.

 

[utmeep]

Kia finance was 0.9% apr for 4 years.

 

[jeffo65]

Finance through Kia to get rebates then paid it off ta few days later.

 

[cheeks80]

Kia finance was 0.9% apr for 4 years.

How did you get 0.9 APR . I have excellent credit and they offered me 2.9%

 

[utmeep]

How did you get 0.9 APR . I have excellent credit and they offered me 2.9%

 

[Tim-in-CA]

With 2.9 you get $1500 off from KMF. 0.9 doesn’t have cash back. You do better if you take the cash and 2.9

 

[utmeep]

With 2.9 you get $1500 off from KMF. 0.9 doesn’t have cash back. You do better if you take the cash and 2.9

$50000 loan at 0.9% for 48 months is a total in about $1k in interest charges.

$50000 loan at 2.9% for 66 months is a total in about $4k in interest charges.

 

[cheeks80]

$50000 loan at 0.9% for 48 months is a total in about $1k in interest charges.

$50000 loan at 2.9% for 66 months is a total in about $4k in interest charges.

Awesome that is exactly what I thought. I also see a conquest discount of $1000. I guess that will also apply. I am the owner of an 2013 outback. I did not discuss this with the dealer while placing the order

 

[James]

$8000 @1.9% for 24 months (that was the minimum number of months they would do)....got the $1500 so happy with that...will make a few payments then just pay it off. This was for an EX AWD on the lot.

 

[utmeep]

I also got the $1500 with the 0.9% 48 month

 

[JellyforaTelly]

Glad to know the .9% apr does exist! I saw it on the website but was skeptical when I first saw it!

 

[gabihodzic10]

Glad to know the .9% apr does exist! I saw it on the website but was skeptical when I first saw it!

Don't forget the incentives changes on a monthly basis, you can find the latest offers on this website https://www.kia.com/us/en/offers

 

[utmeep]

Glad to know the .9% apr does exist! I saw it on the website but was skeptical when I first saw it!

You have to argue with the finance guy. They will try to get you a higher interest rate since that's how they make money.

 

[telluride]

You have to argue with the finance guy. They will try to get you a higher interest rate since that's how they make money.

^Truth

 

[Jesse S]

I'm officially switched over to a Credit union.